IRDAI’s Public Insurance Registry vs Bima Sugam: What’s the Difference?
India has over 50 insurance companies. Yet most policyholders still can’t see all their policies in one place. That’s the gap two major IRDAI initiatives are trying to fix, in very different ways. People are confusing the Public Insurance Registry vs Bima Sugam. The names sound similar. IRDAI is behind both. But they solve different […]
IRDAI’s Public Insurance Registry: How India’s Insurance Sector Could Change
India’s insurance sector connects policyholders, insurers, intermediaries, reinsurers, banks and regulators but the information they rely on remains fragmented across institutions, formats and systems. That could change with a proposal announced by the Insurance Regulatory and Development Authority of India (IRDAI) on September 1, 2026: the Public Insurance Registry (PIR), envisioned as a Digital Public […]
Zero GST on Health Insurance: How Much You Actually Save
If you have renewed a health or life policy in the last few months, you may have noticed something missing from the bill: the tax line. Since late 2025, individual health and life insurance premiums no longer carry the 18% tax they used to. It is one of the more visible changes to come out […]
